Anchor Secured Card
Anchor Bank
- Rewards
- Secured card that reports to all 3 bureaus
- Annual fee
- USD 0
- Bonus
- None
- APR
- 24.99% variable
- Foreign fee
- None listed
- Credit needed
- Poor to fair (secured deposit)
Verified 2026-08-06
Anchor Secured Card vs Fairway Builder Card
Two placeholder products side by side. Pick the row that matches your credit tier and spend pattern, not the flashier bonus alone.
Fairway Builder Card
Fairway Credit
- Rewards
- 1.5% back while you build credit
- Annual fee
- USD 0
- Bonus
- None
- APR
- 26.99% variable
- Foreign fee
- 3%
- Credit needed
- Fair
Verified 2026-08-06
Quick take
Anchor Secured Card fits: Rebuilding after thin or damaged credit history.
Fairway Builder Card fits: People with fair scores who want to rebuild with on-time payments.
Fee and bonus math
Annual fee difference: USD 0 (same fee). Welcome bonuses and spend hurdles are not apples-to-apples when one is cash and the other is points. Value points at a conservative 1 cent each unless you have a known redemption.
Approval path
Anchor Secured Card targets: rebuilding, fair. Fairway Builder Card targets: fair. If either card uses a prequalify CTA, start there to avoid an unnecessary hard pull.
How we make money: commissions may apply if you open either card through a partner link. Comparison order is alphabetical by card id, not by payout.