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Phase 1 hub

Live bank bonuses

Checking and savings bonuses ranked by cash amount. Requirements and expiry dates sit next to every offer. Expired rows drop off when we re-verify.

Data verified 2026-08-06 6 live · 2 end within 45 days Top offer USD 500

Requirements visible

Direct deposit, debit activity, and balance rules stay on the row.

Expiry callouts

Offers under 30 days get an ending-soon badge automatically.

Ranked by value

Sort is bonus size and friction, never affiliate payout.

Bank / product Bonus Requirements Expires Verified
Lumen Commercial
Business Checking · business
USD 500 Open business checking, deposit USD 5,000 within 30 days, maintain for 60 days 2026-09-15 2026-08-06
Clearpath Bank
Premier Checking + Savings bundle · bundle
USD 400 Open both accounts, fund savings with USD 10,000, and complete two bill pays within 90 days 2026-11-30 2026-08-06
Apex Online Bank
Everyday Checking · checking
USD 300 Open account, then receive USD 2,000 in direct deposits within 90 days 2026-09-30 2026-08-06
Harbor Digital
Smart Checking · checking
USD 250 Direct deposit of USD 1,500 total within 60 days plus 10 debit card purchases 2026-08-31
Ends in 24d
2026-08-06
Northline CU
Member Checking · checking
USD 200 Join credit union, open checking, set up one direct deposit of USD 500+ within 45 days 2026-10-15 2026-08-06
Summit Direct
Simple Checking · checking
USD 150 USD 500 direct deposit within 60 days 2026-12-31 2026-08-06

Placeholder banks for staging. Confirm every requirement on the bank's official page before you open an account.

Ending soon

Offers with 45 days or less left. Natural fuel for a weekly expiring-bonuses email.

Lumen Commercial: USD 500

Open business checking, deposit USD 5,000 within 30 days, maintain for 60 days

Expires 2026-09-15 · Verified 2026-08-06

Harbor Digital: USD 250

Direct deposit of USD 1,500 total within 60 days plus 10 debit card purchases

Expires 2026-08-31 · Verified 2026-08-06

Bonus guides

How we make money: some bank bonus links may pay us a commission if you open an account. Rankings follow bonus size, requirements friction, and verification freshness, not payout.