Best credit builder and fair credit cards

Cards for fair and rebuilding credit, including secured options, with prequalify language and bureau reporting notes.

2 matching cards Verified 2026-08-06

Top pick in category

Fairway Builder Card

Fairway Credit · People with fair scores who want to rebuild with on-time payments

Prequalify

Rewards: 1.5% back while you build credit
Annual fee: USD 0
Welcome bonus: None
APR: 26.99% variable

See if you prequalify

Verified 2026-08-06. Placeholder pending affiliate approval.

Anchor Secured Card

Anchor Bank · Rebuilding after thin or damaged credit history

Prequalify

Rewards: Secured card that reports to all 3 bureaus
Annual fee: USD 0
Welcome bonus: None
APR: 24.99% variable

See if you prequalify

Verified 2026-08-06. Placeholder pending affiliate approval.

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